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Everyone deserves to have certainty in their lives. Certainty brings opportunities, control, financial independence, enjoyment, freedoms and most importantly, choices and last give you the ability to create a life by your own design.
1. Tax-Free Death Benefit
2. Tax-Free Accumulation and growth of your money providing liquidity
3.Tax-Free Loans and Distributions with no credit check, this is a source of capital not normally seen anywhere else
4. Loan repayment: Repaying loans replenishes cash value, allowing continuous recycling of capital within the policy. You also have the ability to defer the loan or not pay it back entirely.
5. Available prior to 59 ½ without (great for retirement policies)
6. Can be used as collateral (The policy itself can be used without harming the cash value growth)
7. Creditor protection (the cash value cannot be taken by creditors)
8. Competitive rate of return (guaranteed interest rates and a dividend
9. Self completing in the event of disability (if you elect you can have the insurance company pay for your policy if you become disabled on the job)
10. Unlimited contributions (You can put as much money you want into a policy up to your Human Life Value